Bankruptcy Court for the Western District of Wisconsin

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Bankruptcy Information

  • Chapter 7 - Liquidation
    The chapter of the Bankruptcy Code providing for "liquidation," i.e., the sale of a debtor's nonexempt property and the distribution of the proceeds to creditors. Lawyers sometimes refer to it as a "straight bankruptcy."

  • Chapter 9 - Municipality
    The chapter of the Bankruptcy Code providing for reorganization of municipalities (which includes cities and towns, as well as villages, counties, taxing districts, municipal utilities, and school districts).

  • Chapter 11 - Reorganization
    A reorganization bankruptcy, usually involving a corporation or partnership. A chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time.  People in business or individuals can also seek relief in chapter 11.

  • Chapter 12 - Family Farmer
    The chapter of the Bankruptcy Code providing for adjustment of debt of a "family farmer."

  • Chapter 13 - Individual Debt Adjustment
    The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income.  Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.

  • Chapter 15 - Ancillary and Other Cross-Border Cases
    Chapter 15 is a new chapter added to the Bankruptcy Code by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. It is the U.S. domestic adoption of the Model Law on Cross-Border Insolvency promulgated by the United Nations Commission on International Trade Law ("UNCITRAL") in 1997, and it replaces section 304 of the Bankruptcy Code.

  • Discharge in Bankruptcy
    A release of a debtor from personal liability for certain dischargeable debts.

  • Bankruptcy Basics
    A Public Information Series of the Bankruptcy Judges Division designed to provide debtors, creditors, judiciary employees, and the general public with a basic explanation of bankruptcy and how it works.

  • Terminology
    Explains many of the legal terms that are used in cases filed under the Bankruptcy Code.