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FAQs

This information is not intended as a substitute for the advice of legal counsel. The information presented should not be cited or relied on as legal authority. This information should not be used as a substitute for reference to the United States Bankruptcy Code, Rules and Forms, or to any local rules of practice adopted and disseminated by this court.

GENERAL

What is bankruptcy?
A legal procedure for dealing with debt problems of individuals and businesses; specifically, a case filed under one of the chapters of Title 11 of the United States Code (the Bankruptcy Code). SeeBankruptcy Basics
Who is a Debtor, Creditor? What is a Trustee, a claim?
SeeBankruptcy Basics Glossary
What debts are dischargeable?
All debts are dischargeable except for those listed in 11 U. S. Code § 523.
What are the different chapters in a bankruptcy?
Chapter 7:  The chapter of the Bankruptcy Code providing for liquidation (e.g., the sale of a debtor's non-exempt property and the distribution of the proceeds to creditors).
Chapter 9:  The chapter of the Bankruptcy Code providing for reorganization of municipalities (which includes cities and towns, as well as villages, counties, taxing districts, municipal utilities, and school districts).
Chapter 11:  The chapter of the Bankruptcy Code providing (generally) for reorganization, usually involving a corporation or partnership. (A Chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time. People in business or individuals can also seek relief in Chapter 11.)
Chapter 12:  The chapter of the Bankruptcy Code providing for adjustment of debts of a family farmer or a family fisherman as those terms are defined in the Bankruptcy Code.
Chapter 13:  The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income (this chapter allows a debtor to keep property and pay debts over time, usually three to five years).
Chapter 15:  The chapter of the Bankruptcy Code dealing with cases of cross-border insolvency.
How much are the court fees to file a bankruptcy?
SeeFee Schedule
What are the consequences of filing for bankruptcy?
You are strongly encouraged to consult with an attorney to determine the rights and obligations that apply to your individual situation. Those considering bankruptcy should be aware of the following:
  • Filing for bankruptcy protection is not free, please refer to the fee schedule.
  • Not all debts are dischargeable.  See – 11 U.S. Code § 523
  • Within 14 days of the filing of a bankruptcy petition, schedules of the debtor's assets and liabilities must be filed. Failure to timely file the appropriate schedules may result in the dismissal of the bankruptcy and the barring of the debtor from filing again for 180 days.
  • If a Chapter 7 or 11 discharge is entered by the Court, the debtor is prohibited from being granted another discharge in a subsequent Chapter 7 case filed within eight years of the filing of the first case. If a Chapter 7, 11, or 12 discharge is entered by the Court, the debtor is prohibited from being granted another discharge in a subsequent Chapter 13 case filed within four years of the filing of the first case. If a Chapter 13 discharge is entered by the Court, the debtor is prohibited from being granted a discharge in a subsequent Chapter 13 case filed within two years of the filing of the first case. If a Chapter 12 or 13 discharge is entered by the Court, the debtor is prohibited from being granted a discharge in a subsequent Chapter 7 case filed within six years of the filing of the first case.
  • Fraudulent information or acts in a bankruptcy proceeding can result in a denial of discharge, fines, or federal criminal charges.
How can I get information about a case (debtor's name, case number, chapter)?

Call the automated Multi-Court Voice Case Information System (McVCIS) (866) 222-8029. Using a touch tone telephone, you dial into the court's database and receive basic case information free of charge, 24/7. Information provided includes case number, name of debtor, filing date, name and phone number of Debtor’s attorney, assigned Judge and Trustee, case status, 341 meeting date, asset status, claim deadline, discharge date, closing date and case disposition.

Computer terminals at the Madison or Eau Claire Courthouse are available to access the electronic case docket and documents filed as part of the public record. There is no search fee, but photocopy fees apply.

Register for Public Access to Court Electronic Records (PACER). PACER is an electronic public access service that allows registered users to obtain case and docket information online from federal appellate, district, and bankruptcy courts. PACER contains Bankruptcy information after 04/01/1991. For more information visit the PACER website.

Call the Clerk’s Office:  search and photocopy fees apply.

How do I get copies of the documents in a case?

Call the Clerk’s Office:  search and photocopy fees apply.

Mail in your request:  search and photocopy fees apply. Include the Debtor’(s) names, case number, filing date, and the specific document(s) with your request. In addition, please include your name, address, email and daytime telephone number.

Visit the Madison or Eau Claire Courthouse in person: computer terminals at the Madison or Eau Claire Courthouse are available to access the electronic case docket and documents filed as part of the public record. There is no search fee, but photocopy fees apply.

Create a PACER (Public Access to Court Electronic Records) account:  PACER allows anyone with internet access and a PACER login/password to access official court records. This system contains bankruptcy information after 04/01/1991 and copies are available in cases filed after 02/01/2002. In order to obtain a PACER account, you must register with PACER.

NOTE:  Payment must be made before any work is done by the Clerk’s office, either in the form of a cashier's check or money order, made payable to United States Bankruptcy Court. No personal checks or Debtor’s credit cards will be accepted.

NOTE:  Debtors can obtain a copy of their discharge for free (if their discharge occurred after February 2002). Requests can be done over the phone, by mail or in person at the Courthouse.

How do I get CERTIFIED copies of documents in a case?

Call the Clerk’s office or mail in your written request, along with the search fee, the certification fee, and the photocopy fee.

Please include the Debtor’s name, case number, filing date, and the specific document(s) which you wish to have certified. In addition, please include your name, address, email and daytime telephone number.

NOTE:  Payment must be made before any work is done by the Clerk’s office, either in the form of a cashier's check or money order, made payable to United States Bankruptcy Court. No personal checks or Debtor’s credit cards will be accepted.

What if the case I am looking for has been sent to the National Archive Center?

The Federal records center requires the Debtor’(s) name(s), case number, case closing date, accession number, location number, and box number. You can obtain this information in person, or by writing to the court where the case was filed and administered.

After you have the required information SeeNational Archives Center or call (773) 948-9030

NOTE:  Archived cases only go back 30 years.

LEGAL AND LAW

Do I need an attorney to file for bankruptcy?

You are not required to have an attorney in a Chapter 7 or 13. If you do file on your own, you will be considered pro se (representing yourself).

NOTE:  The Court cannot give any legal advice pursuant to 28 U.S. Code § 955.

How can I find an attorney?
The Court cannot recommend one attorney over another. SeeThe Wisconsin State Bar Association I need a Lawyer or call (800) 362-9082
What does the Clerk's Office do?
The Clerk's office is responsible for the care and custody of all the records, books and papers filed or deposited in the respective offices of their Court. They also provide clerical and administrative support to their Judges, send notices, set and scheduling hearings, assistance with procedural questions and provide information requested by the public.
Who do I notify about a possible fraudulent filing?
The Department of Justice investigates suspected bankruptcy fraud. See Department of Justice Bankruptcy Fraud for instructions for reporting.
What is the Bankruptcy Code?

In the United States, bankruptcy is governed by federal law, commonly referred to as the Bankruptcy Code. The United States Constitution (Article 1, Section 8, Clause 4) authorizes Congress to enact uniform Laws on the subject of Bankruptcies. Congress has exercised this authority several times since 1801, including the adoption of the Bankruptcy Reform Act of 1978, as amended, codified in Title 11 of the United States Code and the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA).

NOTE:  The Bankruptcy Code is available at legal libraries and can found on the Internet.

What are the Federal Rules of Bankruptcy? Where can I find a copy?

The rules of procedure that govern how Bankruptcy Courts operate are called the Federal Rules of Bankruptcy Procedure.

The Federal Rules of Bankruptcy Procedure are available for review at either of the Western District of Wisconsin Bankruptcy’s Clerk's offices, any legal library, as well as, on the Internet. See US Courts – Federal Rules Bankruptcy Procedures or download the PDF

What are Local Rules? How do I get a copy of them?
The rules governing practice in the Bankruptcy Court in the Western District of Wisconsin in addition to the Federal Bankruptcy Rules. SeeLocal Rules Western District of Wisconsin Bankruptcy Court

PROCESS AND PROCEDURES

Where can I find the forms to start a bankruptcy filing?

The clerk's office does not supply paper copies of Official Bankruptcy Forms or sample plans. Official Bankruptcy Forms can be downloaded from our website for free: See Western District of Wisconsin Bankruptcy Court – Forms Also SeeChapter 7 Checklist or Chapter 13 Checklist

NOTE:  The WIWB allows Debtors to prepare their documents online through eSR.

NOTE:  All forms are required to be filed, even if the questions or forms do not pertain to your circumstances. Sign each form where required, and if filing a joint petition, make sure that your spouse also signs all documents.

What Counties does the Western District of Wisconsin govern?
Adams, Ashland, Barron, Bayfield, Buffalo, Burnett, Chippewa, Clark, Columbia, Crawford, Dane, Douglas, Dunn, Eau Claire, Grant, Green, Iowa, Iron, Jackson, Jefferson, Juneau, Lafayette, La Crosse, Lincoln, Marathon, Monroe, Oneida, Pepin, Pierce, Polk, Portage, Price, Richland, Rusk, Sauk, St. Croix, Sawyer, Taylor, Trempealeau, Vernon, Viola, Vilas, Washburn, and Wood. SeeJurisdictional Map – Western District of Wisconsin
Where do I file documents?

Documents and Court fees will be accepted by mail, by overnight service or in person at the Madison Courthouse.
     U.S. Bankruptcy Court
     120 North Henry Street, Room 340
     Madison, Wisconsin 53703

NOTE:  Clerk’s office hours are Monday through Friday 8:00 a.m. to 4:30 p.m. Federal Holidays and Court closures can be found on the Court’s website.

Where do I send copies of my tax returns?
DO NOT send your tax returns to the Court unless instructed by the Judge to do so. All federal and state tax returns should be mailed to the trustee assigned to your bankruptcy case.
What is a joint petition?

A joint petition is the filing of a single petition by an individual and the individual's spouse. Only people who are married on the filing date may file a joint petition. Unmarried persons, corporations and partnerships must each file a separate case.

NOTE:  If you are an individual and have a business which is not a partnership, corporation or business trust that is a registered entity in a state or foreign country, you should list the business as doing business as (DBA) on your petition.

Where can I get information concerning bankruptcy procedures?
Where can I find information on credit counseling and financial management (debtor education)?
The U.S. Trustee's site lists approved Credit Counseling Agencies, as well as, approved Debtor Education Providers. See – FAQ on Credit Counseling Agencies and Debtor Education
Where can I find information on means testing?
See - U.S. Trustee's site for information on means testing. Forms can be found on both the U.S. Trustee's site and the U.S. Courts forms page.
How many copies of my petition and schedules do I need to file with the court?
One original copy. If you wish to have a conformed copy, an additional copy is required along with a self-addressed, stamped envelope.
How do I change or correct information in the petition, schedules, and statements that I have already filed with the Clerk's office?

IMPORTANT:  The information contained in your petition, schedules, and statement of affairs is submitted under penalty of perjury. Therefore, you must be certain that all information is correct when you sign and file any documents with the Court.

If, however, you later discover that something is inaccurate, the documents may be corrected by the filing of an amendment of the incorrect document with the Clerk's Office. New schedules or statements must be filed showing the corrected information. All amendments must be signed by the debtor(s).

NOTE:  Amended Schedules require a fee if creditors are added/deleted or the amount/classification of a debt is changed.

What is a personal identifier?
Personal Identifiers include:
  • Social Security and taxpayer-identification numbers
  • financial account numbers
  • dates of birth
  • names of minor children
  • home addresses (in criminal cases only)
How do I redact a document?
If the party making the request is the original filer, a request, a redacted copy of the document, and fee is required. If the party is not the original filer, a motion, proposed order, proof of service and fee is required.
Guidelines for redacting or blacking-out Personal Identifiers:
  • Social Security numbers: only the last four digits should be visible
  • Financial account numbers: only the last four digits should be visible
  • Dates of birth: only the year of the date of birth should be visible
  • Names of minor children: only the initials should be visible
  • Home addresses (in criminal cases only): only the city and state should be visible

Examples:

  • 123-45-6789 should be XXX-XX-6789
  • 12 3456789 10 11 should be XX XXXXXXX 10 11
  • 01/23/45 should be XX/XX/45
  • Drew Doe should be D.D.
  • 1234 Main Street, Madison, Wisconsin should be Madison, Wisconsin

NOTE:  The Advisory Committee Note accompanying Federal Rule of Civil Procedure 5.2 states, “The clerk is not required to review documents filed with the court for compliance with this rule. The responsibility to redact filings rests with counsel and the party or non-party making the filing.”

NOTE:  There is a fee for any redaction of a filed document with the Court.

TRUSTEE AND 341 MEETING

What is a bankruptcy trustee?
The representative of the bankruptcy estate who exercises statutory powers, principally for the benefit of the unsecured creditors, under the general supervision of the Court and the direct supervision of the U.S. Trustee or bankruptcy administrator. The Trustee is a private individual or corporation appointed in all Chapter 7, Chapter 12, and Chapter 13 cases and some Chapter 11 cases. The Trustee's responsibilities include reviewing the debtor's petition and schedules and bringing actions against creditors or the Debtor to recover property of the bankruptcy estate. In Chapter 7, the Trustee liquidates property of the estate, and makes distributions to creditors. Trustees in Chapter 12 and 13 have similar duties to a Chapter 7 Trustee and the additional responsibilities of overseeing the Debtor's plan, receiving payments from debtors, and disbursing plan payments to creditors. SeeBankruptcy Basics Glossary
How do I find out who the trustee is in a case?
The assigned Trustee and their contact information is found on each individual case’s docket report and on the Notice of Meeting of Creditors. You can also call the Trustee’s office or use the case information automated system - McVCIS.
Who is the United States Trustee? What is the function of the US Trustee?
The United States Trustee Program is a component of the United States Department of Justice that is responsible for overseeing the administration of bankruptcy cases and private trustees.
The U.S. Trustee is responsible for appointing trustees to administer bankruptcy cases and setting the First Meeting of Creditors (§341 Meetings) dates and times. See United States Trustee – Region 11
What should I do if I cannot make my Chapter 13 payment?
You must contact the Trustee.
If the problem is longer term or involves changes in work, family status, personal budget etc. you should contact your attorney immediately. Often a temporary suspension of payments or plan modification can be filed to resolve your problem and maintain your benefits. The sooner you contact the Trustee, the easier it will be. SeeUnited States Chapter 13 Trustee Contact Information
What is a Meeting of Creditor's (also known as a § 341 meeting)?

Debtors have a duty to appear and testify under oath and should be prepared to answer questions on the schedules, statements and Chapter 13 Plan that were filed. The § 341 meeting is presided over by the Trustee assigned to the case and is held approximately 40 days after the petition is filed. Failure to appear may result in dismissal of the case.

If there are no objections or problems, a recommendation will be made by the Trustee to the Court. If there are objections, concerns or problems, a hearing will be set by the Court for a later date.

How do I change the date and/or time for a Creditor's meeting?
You must contact the Trustee assigned to the case. SeeU.S. Chapter 13 Trustee Contact Information
What if I have further questions on the Trustee?
SeeU.S. Trustee’s Frequently Asked Questions

CREDITOR AND DEBTOR

How long does a bankruptcy remain on my credit report?

The law states that credit reporting agencies may not report a bankruptcy case on a person’s credit report after ten years from the date the bankruptcy case was filed, the Fair Credit Reporting Act, Section 60.

The Bankruptcy Court has no jurisdiction over credit reporting agencies and does not actively report to any of the agencies. The bankruptcy docket and associated documents are public record. Credit reporting agencies regularly collect information from cases filed and report the information on their credit reporting services.

How do I get a free copy of my credit report?

See Federal Trade Commission – Protecting America’s Consumers

The three nationwide credit reporting companies have set up a central website, a toll-free telephone number and a mailing address through which you can order your free annual report - do not contact the credit reporting companies individually. See - Annual Credit Report

How do I remove inaccurate information from my credit report?

Debtors must directly contact credit reporting agencies to discuss information on a credit report. Under the Fair Credit Reporting Act, the credit reporting agency (and the creditor) are required to correct inaccurate or incomplete information on a credit report. The credit bureau will verify the item in question with the creditor at no cost to the consumer, however, legal accurate negative information cannot be removed from a credit report.

There are several educational publications that the Federal Trade Commission has on its website to help consumers. Seethe Federal Trade Commission

Under the Fair Credit Reporting Act, both the credit reporting company and the information provider (that is, the person, company, or organization that provides information about you to a credit reporting company) are responsible for correcting inaccurate or incomplete information in your report. The credit bureau will verify the item in question with the creditor. The credit reporting industry has a policy that requires a creditor to respond to an investigation within 30 days.

After the investigation is complete, the credit reporting agency will notify the consumer of the outcome. If information in the repost has been changed or deleted, the consumer will receive a copy of the revised report.

NOTE:  The Bankruptcy Courts do not provide information to the credit reporting agencies. The credit reporting agencies, or other information providers, collect information regarding bankruptcy cases from the court’s public records. Once a case is filed with the bankruptcy court, that case becomes part of the court’s permanent public record. Regardless of the disposition of your case (i.e., open, closed, discharged, dismissed, etc.) the credit reporting agencies can still report your case on your credit report for up to ten years.

SeeFederal Trade Commission - Disputing Errors on Credit Reports
Federal Trade Commission - Credit Repair: How to Help Yourself

How do I get a bankruptcy removed from the credit report?

The Bankruptcy Court has no jurisdiction over credit reporting agencies. The Fair Credit Reporting Act, 6 United States Code § 605, is the law that controls credit reporting agencies. The law states that credit reporting agencies may not report a bankruptcy case on a person's credit report after ten years from the date the bankruptcy case is filed. Other bad credit information is removed after seven years. The larger credit reporting agencies belong to an organization called the Associated Credit Bureaus. The policy of the Associated Credit Bureaus is to remove Chapter 11 and Chapter 13 cases from the credit report after seven years to encourage debtors to file under these chapters.

You may contact the Federal Trade Commission who can provide further information on reestablishing credit and addressing credit problems:

Bureau of Consumer Protection
Consumer Response Center
Federal Trade Commission
600 Pennsylvania Ave., NW
Washington DC 20580
Midwest Region 877-FTC-HELP (382-4357)

How do I clear up a judgment and/or apply for a Satisfaction of Judgment/Lien release?

Post-discharge – satisfaction of judgments – are handled in the State/County Court(s) where the judgment is recorded. Satisfaction of Judgement, Partial Judgment or Satisfaction of Lien forms for county court actions may be found on the Wisconsin Circuit Court forms page. Please contact the specific local/state Clerk of Court to inquire as to their procedures.

Further information can be found at: Obtaining Copies of Documents.

What is a reaffirmation agreement?

An agreement made between a creditor and the debtor that waives discharge of a debt that would otherwise be discharged in the pending bankruptcy proceeding. A properly executed, timely filed reaffirmation agreement modifies the discharge such that it is rendered inoperable against the subject debt. Most statutory authority for reaffirmation agreements is codified at 11 U.S.C. § 524.

The reaffirmation agreement must be filed on Form B 2400A and Cover Sheet Form 427. If a reaffirmation agreement is filed by a pro se Debtor or without an attorney's declaration, a hearing is required. You must appear in person at the hearing for the Judge to determine whether the reaffirmation agreement imposes an undue burden on you or your dependents and whether it is in your best interests. Reaffirmed debts are not dischargeable.

Reaffirmation agreements are strictly voluntary. They are not required by the Bankruptcy Code, state, or federal law.

Since a reaffirmation agreement takes away some of the effectiveness of your discharge, legal counsel is advisable before agreeing to enter into or sign a reaffirmation agreement.

What is redemption?
Redemption allows an individual debtor (not a partnership or a corporation) to keep tangible, personal property intended primarily for personal, family, or household use by paying the holder of a lien on the property the amount of the allowed secured claim on the property, which typically means the value of the property. Otherwise, in order to retain the property, the debtor would have to pay the entire amount of the secured creditor's debt or enter into a reaffirmation agreement and become legally obligated on the debt again. The property redeemed must be claimed as exempt or abandoned.
What is a claim?
A document filed with the Bankruptcy Court to register a claim against the assets of the bankruptcy estate. The claim sets out the amount that is owed to the creditor as of the date of the bankruptcy filing and, if relevant, any priority status. The written statement filed in a bankruptcy case setting forth a creditor's claim is called a proof of claim. The proof of claim should include a copy of the obligation giving rise to the claim as well as evidence of the secured status of the debt, if the debt is secured. Under the Federal Rules of Bankruptcy Procedure, with limited exceptions, claims filed by creditors, except governmental units, in Chapter 7, 12 and 13 cases must be filed within ninety (90) days after the first date set for the meeting of creditors. Claims of governmental units must be filed within one hundred eighty (180) days of the date the petition was filed.
A company has filed for bankruptcy that owes us money, what do we do?
The Bankruptcy Clerk’s office cannot give you any legal advice on what to do or not to do. Instructions on procedural steps can be found within the Notice of Meeting of Creditors that was mailed out to you.
What can I do if a creditor keeps trying to collect money after I have filed bankruptcy?
If a creditor continues to attempt to collect a debt after the bankruptcy is filed in violation of the automatic stay, you should immediately notify the creditor in writing that you have filed bankruptcy. Provide them with either the case name, number, and filing date, or a copy of the petition that shows it was filed. If the creditor still continues to attempt to collect, the debtor may be entitled to take legal action against the creditor to obtain a specific order from the court prohibiting the creditor from taking further collection action, and if the creditor is willfully violating the automatic stay, the Court can hold the creditor in contempt of court and punish the creditor by fine or incarceration. Any such legal action brought against the creditor will be complex and will normally require representation by a qualified bankruptcy attorney.
What does it mean if a case is dismissed?
Upon the Order of Dismissal by the Court, the automatic stay ends, and creditors may resume to attempt to collect debts owed, unless a discharge is entered before the dismissal and is not revoked.
A case is dismissed when the debtor fails to complete bankruptcy requirements (e.g. appear at the creditor's meeting or pay the filing fee) The Debtor(s) can appeal the Order of Dismissal or seek reconsideration within 14 days after entry of the order.
What is a discharge?

An Order of Discharge releases the debtor from personal liability for certain specified types of debts. In other words, the debtor is no longer legally required to pay any debts that are discharged.

The following information is intended as a summary only. You are strongly encouraged to consult with an attorney to determine the rights and obligations that apply to your individual situation.

The granting of a discharge does not automatically result in the closing of a case. All contested matters, adversary proceedings, and appeals must be resolved, and the appointed trustee or debtor-in-possession must file a final report and account and request entry of a final decree before the Clerk's Office will close the case.

Copies of a discharge after February of 2002 are available through the clerk's office for free.

CM/ECF

What is CM/ECF?

Case Management/Electronic Case Filing (CM/ECF) is the Federal Judiciary's electronic case filing system that allows trained and certified users to file new bankruptcy cases, adversary proceedings or documents from their computer.

NOTE:  Parties without internet access or CM/ECF approval will still be allowed to file and retrieve documents and information by the traditional paper, VCIS and PACER methods. The Western District of Wisconsin implemented CM/ECF on February 4, 2002.

What is NextGen CM/ECF?

Often referred as NexGen, it is the next generation software of CM/ECF.

The Western District of Wisconsin Bankruptcy Court has upgraded and is considered a NextGen Court since March 2020. See Court CM/ECF Lookup and WIWB NexGen CM/ECF Information

What are the benefits of CM/ECF for attorneys, trustees, and the general public?
CM/ECF:
  • 24-hour availability for filing bankruptcy cases, adversary proceedings, and documents
  • immediate confirmation to filers of documents
  • automatic e-mail notice of case activity
  • 24-hour access to electronic files to view and print docket sheets, claims registers, and other reports
  • reduced paper and copying costs, and
  • reduced courier and mailing costs

CM/ECF NexGen:

  • Central Sign- all CM/ECF NextGen users maintain one account across all courts (appellate, district, and bankruptcy) and sign in one time to access all the courts in which they have permission to e-file.
Is there a cost to use CM/ECF NextGen?

CM/ECF NextGen is free.

Case participants who are registered with PACER and linked to the WIWB will receive free electronic copies of all documents filed in their designated cases. The email notice will contain a hyperlink, that will allow one free look at the document filed. All users are advised to print or save the document during this initial viewing to avoid future charges.

Charges will apply for any subsequent look, reviews, or retrievals, even if you are the electronic filer. See PACER Pricing – How fees work.

What do I need to file electronically through CM/ECF NextGen?
  • personal computer
  • an Internet connection
  • a browser (e.g. Apple Safari, Microsoft Chrome or Mozilla Firefox)
  • scanner for imaging documents (e.g. scanning Certificates and Employee Pay Advices)
  • Text software, and
  • PDF software
Does the public have access to documents filed in CM/ECF NexGen?
Anyone with a registered PACER account can view, print, and save any document in the Western District of Wisconsin’s CM/ECF database. SeePACER registration
Who may file documents in the CM/ECF NextGen System?
E-filing access is limited to attorneys, bankruptcy case trustees, U.S. Trustee, and Limited Use Participants.
What is a Limited Use Participant?
Attorneys and creditor representative may obtain a Limited Use or Non-attorney Filers PACER account for access to the CM/ECF NextGen system.
Access is restricted to filing of the following documents:  Creditor Request for Notices and/or Notices of Appearance, Proofs of Claim, Withdrawals or Transfers of Claim, and Reaffirmation Agreements.
How do PACER and CM/ECF fit together?

PACER allows you to view documents.

CM/ECF allows you to file documents.

NOTE:  You cannot have a CM/ECF account without a PACER account.

ACCESS

How does an attorney become an authorized CM/ECF user?

Attorneys must be admitted to Practice in the Western District of Wisconsin. SeeWestern District of Wisconsin Registration

Attorneys must have their own individual PACER account. Seelinking your PACER account with the Western District of Wisconsin

Can an attorney authorize someone in their office (such as a paralegal) to use their login name and password to file documents in CM/ECF?
Yes, but the court recommends that such access be very limited and controlled since whatever is filed under that name and password is deemed to have the attorney's signature on it.
IMPORTANT:  Logins must match the signatures of the attorneys. Attorneys cannot share logins with other attorneys.
Why do I get the Site Certification pages?
The first time you go into the CM/ECF site, you'll get a series of Site Certificate pages, letting you know that the Court is encrypting the data while you're signed on to CM/ECF. On the third screen, you'll have the opportunity to check a box that says, “accept this certificate forever.” If you check this box, these screens will not come up again, unless the Court updates their certificates, then simply click next and finish and continue.
Why am I getting an invalid login message?
Clear your browser and try again.
Your PACER account might not be linked.  Seelinking your PACER account with the Western District of Wisconsin
I am changing firms. Do I need to establish a new CM/ECF login and password
No. Your PACER and CM/ECF accounts are yours and not a firm’s or company’s. Please keep them updated and current.
What should we do when an attorney leaves the firm?

IMPORTANT:  An attorney’s PACER and CM/ECF NextGen account belongs to the attorney.  Any unauthorized account usage will be referred to Chambers.

If the attorney with open cases in our Court has an unforeseen medical emergency, please inform the Clerk’s office, and Chambers will be notified so that accommodations can be made. See – ECF User’s Manual: Stipulation to Substitute Attorney (same firm), Motion/Stipulation to Substitute Attorney (different firm), or Withdraw as Attorney

PROCEDURAL

What are the rules and procedures regarding filing electronically?

Rule 5005(a)(2) of the Federal Rules of Bankruptcy Procedure was amended to authorize individual courts by local rule to permit papers to be filed by electronic means. New amendments to Rules 7005, 9006 and 9022 of the Federal Rules of Bankruptcy Procedure, authorize service of documents by electronic means if parties consent effective 12/01/2001.

In accordance with the Federal Rules, the Bankruptcy Court for the Western District of Wisconsin established local rules authorizing electronic submission of documents. Rule 5005-1 authorizes the electronic submission of pleadings. Rule 7004-1 provides that anyone who registers to use the electronic case filing system agrees to receive all notices electronically, and specifically waives the right to receive notice by conventional means.

Is a PACER CM/ECF account mandatory to file in the Western District of Wisconsin Bankruptcy Court?
At this time, no party is required to file pleadings or other papers electronically, although all parties are strongly encouraged to do so whenever possible. The Bankruptcy Trustees for the Western District do utilize the system for all trustee-related functions, and the Judges strongly encourage all members of the Bankruptcy Bar to participating in the system as well.
How is the requirement of an original signature (attorney and/or debtor) handled for CM/ECF cases?

Attorney signatures:  Rule 9011 of the Federal Rule of Bankruptcy Procedures specify logins/password constitutes an attorney’s signatures on the documents electronically filed. The electronically filed document must indicate a signature (e.g., /s/ Drew Doe).

Debtor signatures:  When the original petition is filed electronically, the attorney for the debtor(s) is required to obtain and keep a hard copy of the originally executed Declaration Re: Electronic Filing. The electronically filed document will indicate a signature (e.g., /s/ Drew Doe). Upon request, the original signed document must be provided to the Court or other parties to review.

NOTE:  Exceptions can be made. See - General Orders

How should a document be signed that is filed electronically?
Electronically filed documents requiring a signature can either be wet-signed and scanned to a PDF or indicate signatories by “/s/ Drew Doe” and saved to a PDF. For evidentiary purposes, electronic filers are encouraged to retain the original documents that contain the original signatures.
How are electronic documents served?

The system is set up so that when a court user or attorney files a document with the court, a Notice of Electronic Filing is generated that includes information about what was filed, the text of the docket entry, the unique document stamp, and a list of case participants that received e-mail notification of the filing and a list of those that do not. The Notice of Electronic Filing sent to those listed as receiving e-mail notification contains a hyperlink to the document.

Parties who are not registered to use the CM/ECF system must be served in the traditional manner, with paper documents.

Parties that wish to set up electronic service can sign up with the Bankruptcy Noticing Center (BNC).

How are Orders signed?

The Judge will affix an electronic signature to an electronic version of the order, which is docketed by the Case Administrators.

NOTE:  The first page of the docketed proposed order must have a three (3) inch margin at the top to accommodate the Judge’s stamp and signature. There should not be a date or signature line for the Judge on any page of the order and at the end of the text on the order, three hashtags (# # #) should be placed in the center of the page to indicate the end of the order.

How do I get my free copy of newly filed documents?

Attorneys and parties will receive an e-mail message containing a hyperlink to the document filed. You must click on the hyperlink to view the document. The hyperlink will expire either after the initial viewing or 15 days, whichever comes first.

All users are advised to print or save the document during the initial viewing period in order to avoid future charges.

Why can I get a docket sheet, but not any of the documents provided?
This may occur in you are using an incompatible browser or have your pop-up blocker turned on – check your browser setting.
How will the filing fee be paid when a petition or other documents are filed electronically?

Approved electronic filers can sign up and pay through the U.S. Treasury’s web payment service Pay.gov.

NOTE:  Bankruptcy fees are due at the time of filing.  CM/ECF filers are subject to be locked out of their account if payments are not made timely. If a lockout occurs, you can make payments by going to Utilities inside CM/ECF.

Is there a limit to the size of the document being filed in CM/ECF?
Yes. The Western District of Wisconsin Bankruptcy Court’s limit is currently 26 MG.  If your computer is sitting and spinning you might need to reduce your PDFs size or break the PDF into multiple files.
How can I verify the documents I filed electronically were accepted and posted?
After submission the electronic filer will receive an email and allowed to have a free-look at what was filed; this ensures the document that was filed, is correct. You can also run a Docket Report and open and view the documents attached to the Docket
How will the clerk's office ensure that documents have been filed accurately?
The clerk's office reviews every document that is electronically filed to ensure that: 1) the uploaded image matches the case name and number, 2) the correct docketing event, 3) the document was linked/referred to the appropriate document (when necessary), and 4) the document indicates a signature (e.g., /s/ Drew Doe).
How will docket entries be corrected?
Clerical errors can be corrected by the Clerk’s office if they are alerted to the mistake.
Technical errors can be corrected, and a Correct Entry Docket Event should be docketed if a substantive error is made on the Docket by the original filer. This will generate a Notice of Electronic Filing to alert the parties that a correction was made.
Will any documents be required to be filed conventionally rather than electronically?
  • documents under seal: the motion to file a document under seal can be filed electronically; however, the actual document should be prepared in paper form and submitted to the Court.
  • exhibits/large attachments: trial exhibits can be submitted to the Court. Exhibits which are referenced by motions or other pleadings may be submitted to the Court in summary form. The summary of exhibits should be part of the document and should include a statement that the actual exhibits are available to counsel and the Court upon request. Exhibits must be brought to Court if they are intended to be used as evidence.
Will CM/ECF allow docketing in closed cases?
Court staff and attorneys can docket in closed cases; a warning message will appear for confirmation, that you are filing on a closed case.

TECHNICAL

I cannot open the WIWB’s CM/ECF website, but other attorneys are able?
Check your firewalls and proxy servers. You might need to trust out website certificate.
When I get an e-mail that something is filed, I cannot view the document, or I get an internal server error.

You get ONE free-look per link. Any subsequent look will take you to your PACER account or PACER login screen.

NOTE:  some docket entries are virtual, so there will not be a PDF attached.

How long will it take to transmit or receive a document?
Rough approximations of what you might expect for upload or download times for different kinds of connections for a megabyte of data (approximately one million characters - spaces included):
  • T1 line with little traffic: 1 megabyte per second
  • DSL or cable: 2-5 seconds per megabyte
  • 56k modem: 3-7 minutes per megabyte
I can get a docket sheet, but when I try to retrieve a document, I can't read the file?

You will need a PDF reader, and/or check to make sure the docket entry has a document to open - and is not virtual.

NOTE:  dockets before 2001 do not have PDF associated with docket entries.

When I print an image from CM/ECF, the right edge gets cut off.
Click on the print icon. Check the shrink to fit box on the printer setup screen.
I tried to file a document, but I get format not recognized.
All documents must be submitted as a PDF (portable document format); two common errors are:
  • users think that they have saved the document to PDF and then tries to file the DOC version, and not the PDF version.
  • user fails to indicate the full path name for the PDF file they want to upload. Because the system could not find the file, the systems responds with the format not recognized. The solution is to provide the full path name when identifying the file (example: c:\documents\motion.pdf).
I'm trying to docket an event and it tells me that this transaction has already been posted, but I look on the docket and it's not there.

You perhaps have clicked on the back button a few too many times and have filed or are looking at another docket.

NOTE:  only use the back button to correct a mistake on a docketing event you are in the process of docketing, and not to change cases.

How do I flatten a completed fillable form with Adobe Acrobat?
  1. open the filled in form (all appropriate data should already be filled-in prior to flattening):
  2. select File
  3. select Print…
  4. select Adobe PDF
  5. select Print
  6. choose the location to save the “flattened” PDF version of the form
  7. select Save

NOTE:  PDF fillable form must be flattened before they are uploaded into the CM/ECF docketing system. This will ensure the document can be viewed on all devices and will remove the ability to edit and add values to the document after filing.

How do I get the docket information to appear as a header on my PDF ?

ECF dynamically applies the PDF header to your document when you attempt to view it through ECF.
Make sure that when you are logged into CMECF and run a Docket Report, under Documents options, the box must be checked in front of include headers when displaying PDF documents.

NOTE:  Docketed PDFs must be formatted to permit text searches and to facilitate transmission and retrieval on multiple devices.  Depending on how the PDF was created, the e-dimensions file size may not allow CMECF to dynamically apply the header to the PDF.  If you must docket an oversized document or use a large photo into a PFD – the Court recommends that you Print to Adobe PDF to remove any metadata and reduce the size  of the PDF to allow upload.

CLAIMS

Can I file an electronic proof of claim in any chapter case?
Yes.  Creditors can electronically file a Proof of Claim through the WIWB Court’s website portal.
Do I need to attach Form 410 if I am filing through the website’s Proof of Claim portal?
No, the portal creates the 410 form for you. Any attachments should consist of supporting documentation to the Proof of Claim.
When will the claim appear on the claims register?
The claim will immediately appear on the claims register upon submitting the proof of claim.
Can I get a file-stamped confirmation that the Proof of Claim was filed?
When submitted, the Court's claim number will display with a link to the electronically file-stamped proof of claim with the date it was submitted. It is recommended that you print or save the claim at this time.
Will the Trustee and the Attorney for the Debtor be served with the Proof of Claim?
Yes, they will receive electronic notification of the claim filed. You do not need to file a separate paper claim with the Trustee's office.
I filed a claim and my supporting documentation did not properly attach to the claim filed. How do I get the supporting documentation filed?

It may be necessary that you reformat, reduce, or convert your file to PDF in order for it to properly upload; you can also divide the PDF into multiple files and upload.

NOTE:  When filing an amended claim, check the box that designates that the claim is amended, and indicated the claim number of the claim that is being amended.

Is a signature required on the Proof of Claim?
Yes. Type the name and title, if any, of the person authorized to file the claim on behalf of the creditor. A copy of the power of attorney, if any, should be attached to the claim. The filing of the claim electronically deems the claim signed by the creditor or authorized person.
I need to amend a proof of claim. How do I do this?
Use the same proof of claim Form 410 and check the box at Question #4 to indicate that this new claim amends a previously filed claim. Make sure you enter the claim number and date of the previous claim was filed.
At the time of filing my claim, I do not know the amount owed to the Creditor. How do I enter unknown in the amount for the claim?
In the amount box enter: 00.00, and attach documentation to the claim explaining the reason that 00.00 was entered. Once you know the amount of the claim, an amended claim will need to be filed.
How will I know the treatment of my claim by the Chapter 13 Trustee?
Check the U.S. Chapter 13 Trustee’s website or contact the Trustee’s office assigned to the case. 
Can I include a separate address for payments?
If you check the box indicating that you would like the Payment address to be different than the Notice address, an additional address field will appear for an alternative address where payments should be sent on Form 410.

CREDITOR

How can I find out if I was listed as a creditor in a bankruptcy?
You can call the automated Multi-Court Voice Case Information System (McVCIS) (866) 222-8029 It allows anyone with a touch tone telephone to dial into the court's database and receive basic case information free of charge, 24/7. Information provided includes case number, name of debtor, date case was filed, name and phone number of Debtor’s attorney, assigned Judge and Trustee, case status, 341 meeting date, asset status, claim deadline, discharge, closing date and case disposition.
You can contact the Western District of Wisconsin’s Clerk’s office with the case number or name(s) of the debtor(s) and we can provide the name and telephone number of the assigned case trustee. Additional Trustee contact information can be found on office U.S. Trustee’s website.
You can also obtain case information through PACER (Public Access to Court Electronic Records).  PACER is a web-based service that allows anyone with internet access and a PACER login to access official court records. This system contains Bankruptcy information after 04/01/1991. There is no fee to open an account; to sign up go to the PACER website.
Someone who owes me money filed for bankruptcy in this court, where can I find out information about the case?

You can call the automated Multi-Court Voice Case Information System (McVCIS) (866) 222-8029 It allows anyone with a touch tone telephone to dial into the court's database and receive basic case information free of charge, 24/7. Information provided includes case number, name of debtor, date case was filed, name and phone number of Debtor’s attorney, assigned Judge and Trustee, case status, 341 meeting date, asset status, claim deadline, discharge, closing date and case disposition.

You can contact the Western District of Wisconsin’s Clerk’s office with the case number or name(s) of the debtor(s) and we can provide the name and telephone number of the assigned case trustee. Additional Trustee contact information can be found on office U.S. Trustee’s website.
You can also obtain case information through PACER (Public Access to Court Electronic Records).  PACER is a web-based service that allows anyone with internet access and a PACER login to access official court records. This system contains Bankruptcy information after 04/01/1991. There is no fee to open an account; to sign up go to the PACER website.

No later than 7-10 days after the initial filing of the bankruptcy petition you should receive the Notice of the Meeting of Creditors. This Notice will provide you with information and instructions for the case that was filed.

How do I get notices sent to me in a bankruptcy case when I am a Creditor of the Debtor?

You will receive notices if the Debtor has listed you on the mailing matrix of creditors when the case was filed. If not, you must file a written notice of appearance with the court. You will then be added to the Creditors’ Mailing Matrix, or you will be added when you file a proof of. If the address supplied by the Debtor as your address is not correct or if you change your address during the time the case is open, you must notify the court by letter of your correct address.

The clerk’s office automatically sends the following notices to parties:  Notice of Commencement of Case, Discharge of Debtor (if applicable), and Order Dismissing Case (if applicable).

IMPORTANT:  If your correct and current address is not listed in the court records, you will not receive notices in the case, and in assets case, if dividends are distributed to creditors, your dividend check may not reach you.

How do I file a claim?
See -WIWB Filing a Proof of Claim.
Do I have to respond to a notice I receive from the Court or appear at a hearing scheduled in the notice?
If you receive a notice from the Court or from another party in the case, you should read it carefully to determine what deadlines and other information that might apply to you. The clerk’s office cannot provide legal advice, including whether you must respond to a notice or whether you must appear at a hearing. If you are uncertain what to do, you may wish to obtain the advice of an attorney.
As a Creditor, how do I become registered to file documents and receive notice of case activity electronically in CM/ECF?

Attorneys and creditor representatives may obtain a Limited Use login to access the CM/ECF system. This allows to file a small (restricted) number of documents in the system.

You must register with PACER before you request limited use access and filing privileges with the Western District of Wisconsin Bankruptcy Court. See PACER Registration

I have information about bankruptcy fraud in a case. Where do I report it?
The Department of Justice investigates suspected bankruptcy fraud. SeeDepartment of Justice Bankruptcy Fraud for instructions for reporting.
How do I find out if there is money deposited in my name as a creditor in a bankruptcy case in this court?
You can review the Notice of Deposit of Funds filed with the Clerk of Court to see if you are listed. If you are listed, you may apply to claim the funds by following the instructions for unclaimed funds.
Where do I find Chapter 13 plan/payment information?
Register for an online account with the National Data Center (NDC)

DeBN

What is DeBN servicing?
Debtor Electronic Bankruptcy Noticing is a free and voluntary service that allows Debtors to request the delivery of court notices and orders from the bankruptcy court, electronically through the Bankruptcy Noticing Center (BNC) instead of by paper through the United States Post Office.
Who is the BNC?
The Bankruptcy Noticing Center provides noticing services to the Court by sending court notices and orders to the parties by either mail or email.
What are Court Notices and Orders?
Court notices and orders refer to documents sent by the bankruptcy court, which include, but are not limited to, the following:
  • Notice of Meeting of Creditors
  • Notice of Hearings
  • Notice of Requirement to Complete Course in Financial Management
  • Notice re: Deficient Documents
  • Notice Fixing Time for Filing Claims on Chapter 7 case
  • Order Discharging Debtor
  • Notice of Case Closed without Discharge
When are emails sent?
Emails will be sent by the BNC in the evening on the same day a notice or order is filed by the court in your case.
Will I receive all documents via email?
No; only notices and orders filed by the court and sent to the BNC for service upon you will be delivered via email.  All other parties, such as the trustee and creditors, will continue to serve documents upon you either via U.S. mail or in person pursuant to court rules.
Can I request receipt of notices both via email and U.S. mail?
You can only choose one option, either email or U.S. mail.
Can others see my email address?
Your email address will not be shown on the caption of the case docket, and your DeBN request form will not be visible to the public for viewing.  However, the BNC Certificate of Mailing that is filed in the case will reflect your email address if the notice or order was emailed to you.  A Certificate of Mailing must include the party’s name and the address where they were served.
I accidentally deleted an email.  Can the notice be resent to me?
Neither the court nor the BNC can resend notices.  If you accidentally deleted a notice, you should contact your attorney, or you may contact the court for further directions on how to obtain another copy of the notice.
I filed jointly with my spouse.  Can only one joint debtor request DeBN?
Yes. The joint debtor enrolled in DeBN will receive notices from the court via email and the other debtor not enrolled in DeBN will continue to receive notices via U.S. mail.
I filed jointly with my spouse.  Can we both get a DeBN account and use the same email address?
Yes, a husband and wife can use the same email address.  Each of you will fill out your own request and you each will have your own DeBN account. Separate emails will be sent to each of you at whatever email address was used to register for DeBN.
What should I do if I change my email address?
You should immediately file with the court, either on your own or through your attorney, an updated Debtor’s Electronic Noticing Request form.  Once the clerk's office has processed your request, you will receive an email from the BNC at both your old and new email addresses advising you that your DeBN account has been updated.
What should I do if I move?

You or your attorney should file a change of address with the court.  The clerk’s office will make the necessary changes to both your bankruptcy case and your DeBN account.  You will then receive an email from the BNC advising you that your DeBN account has been updated.

You must complete, sign and file an updated DeBN request form, check-marking the section to request reactivation of your account.  Once the clerk’s office processes your request, you will receive an email from the BNC advising you that your DeBN account has been activated.

Why did I stop receiving my notices via email?
There are several reasons why this may have occurred, including:
  • If your name and address in the case do not match your DeBN account, then the notice or order will be delivered to you via U.S. mail. 
  • If you recently filed a change of address with the court and did not receive an email from the BNC advising you that your DeBN account was updated, please contact the Clerk’s Office for assistance.
  • Your DeBN account may have been disabled due to an email bounce-back (undeliverable email).  If this occurred, you must file an updated request form if you wish to reactivate your DeBN account.
Can I mail in my registration form?.
Yes. Mail the registration form and a copy of your photo ID to the Madison office.
Who do I contact if I have additional questions about DeBN?
Please contact the Clerk’s Office if you have any questions about the DeBN program.  Do not contact the BNC or reply to emails you receive from the BNC.  Those BNC email accounts are used for the sole purpose of sending emails, and the inboxes are not monitored.

eSR

What is eSR?
eSR is an online tool to help an individual prepare a Chapter 7 bankruptcy petition for later filing with the Court after they have decided to file bankruptcy without an attorney.
Who can use it?
Individuals who wish to file a Chapter 7 bankruptcy petition and who live in the Western District of Wisconsin.
Can attorneys or bankruptcy petition preparers use eSR?
No. Attorneys must still register for electronic filing through PACER. While bankruptcy petition preparers are currently permitted to use eSR, there is no need to pay for anyone to assist you other than a licensed attorney who can give you needed legal advice.
What chapter is eSR available for?
eSR is currently available for Chapter 7 filings.
Where can I access eSR?
eSR can be accessed from any computer with an internet connection by visiting our eSR system home page.
What are the computer requirements for using eSR at home?
An Internet-enabled computer with the pop-up blockers disabled and Adobe Reader, version 8 or higher. It is also recommended that you use the latest version of Mozilla Firefox, Google Chrome or Apple Safari.
Who can I contact for help regarding eSR?
The Bankruptcy Clerk’s Office can answer any procedural question, unfortunately, the Clerk’s Office is not able to give legal advice.
Is there a cost to use eSR?
There is no cost to use eSR. Pay only the Chapter 7 bankruptcy filing fee.
What are the benefits of using eSR?
  • eSR is free to use
  • you pay only the Chapter 7 bankruptcy filing fee
  • eSR has a guided, step-by-step process that allows you up to 45 days to complete your petition
  • your personal information is only accessible to you using a unique login and password assigned to you
  • eSR is accessible 24 hours a day from any Internet-enabled computer and
  • there is no software to download or purchase.

NOTE:  if you are filing bankruptcy to delay or stop a foreclosure action on your home, it is very important for you to understand that the Electronic Submission of a Bankruptcy Package may delay the filing of your case for several days until the court receives the additional items required to complete your filing.

How many days do I have to work on my eSR petition after starting?
You have 45 days to complete the eSR petition. If you do not electronically submit your petition to the Bankruptcy Court for filing within 45 days, whatever work you have done will be deleted from the system. If you do not think that you will finish within 45 days, please print out a copy of your work so your work will not be deleted by the system.
How many days do I have to submit the Declaration Regarding Electronic Filing Form, additional forms and bankruptcy filing fee?
The following forms are due within 14 days of the date your Petition was electronically submitted:
  • The Declaration Regarding Electronic Filing Form
  • Additional Forms
  • Filing Fee, Application to Waive or Fee Installment Application
I need help answering questions in the system. Where can I get assistance?
You may contact the Bankruptcy’s Clerk’s office by phone.
How do I know what to list for my exemptions?
The Bankruptcy Code for federal exemptions is 11 U.S.C. § 522. If you own anything of value or if your car or house is worth more than you owe on it, it is very important that you consult an attorney before claiming exemptions.
I have more creditors than the fields in the eSR schedules allow. What should I do?

If you reach the limit of fields allowed in the schedules, you may type additional creditors on a paper copy of the schedule and prepare a mailing list of those creditors Paper copies of schedules and your mailing list must be mailed to the Bankruptcy Court at the time your forms are filed.

NOTE:  A bankruptcy petition is NOT considered filed (and does not receive a case number) until all the listed documents are received and processed by the Court. Please note that the confirmation email that your eSR package has been submitted DOES NOT constitute filing. Documents must still be provided to the Court before filing commences.

NOTE:  An automatic stay (injunction) is NOT in effect until a bankruptcy case number is issued by the Bankruptcy Court.

What happens after I submit my eSR Chapter 7 Petition?
You will receive an email confirming the electronic receipt of the bankruptcy petition submitted to the Court. The bankruptcy petition will NOT be officially filed until you receive a Notice of Bankruptcy Case Filing from the Court with a case number.
How do I pay the filing fee?
Payments must be made in the form of a Cashier's Check or Money Order. Payments can be mailed or placed in the drop-box in the Courthouse lobby either in Madison or Eau Claire.
What additional forms need to be completed after submitting my petition via eSR?
Forms with original signatures must be hand delivered or mailed to the Bankruptcy Court after submitting your petition electronically:
  • Statement of Social Security Number (Form 121)
  • Declaration Regarding Electronic Filing
  • Employee Income Records/Pay Advices Cover Sheet
  • Certificate of Credit Counseling, and if applicable
  • Filing Fee, Application to Waive or Fee Installment Application
Where can I submit my additional forms and bankruptcy filing fee?
Forms can be mailed to the clerk's office in Madison or Eau Claire. There is also a drop box in the lobby of each courthouse location for in person delivery.
I completed my Chapter 7 via eSR but want to apply for a fee waiver and/or installment.
To be considered, to be allowed to pay in installments or request a waiver of the fee, Debtors must complete an Application to Pay in Installments OR an Application for Waiver of Filing Fee.
How many days do I have to mail the Declaration of Electronic Filing and additional local forms?
The Declaration of Electronic Filing and additional forms are due to the Court within 14 days of the date your Petition was electronically submitted. It’s important to remember that your eSR petition is NOT filed until you receive from the court a Notice of Bankruptcy Case Filing containing a case number.
How does the Court locate my petition?
The Clerk's Office locates your petition by searching by the email address used to create the petition through the eSR program.
I can’t open the attachments in the confirmation email. Where can I get the forms attached?
The forms can be found on the Court’s website:  https://www.wiwb.uscourts.gov/chapter-7-checklist
I did not receive a confirmation email. What information is on it?
The confirmation email contains directions for completing the Petition Packet. View the information on How to Use eSR.
I submitted my petition but realized I need to make some changes before filing. How can I do that?
eSR only allows a one-time submission. Any schedules or statements not completed at the time the eSR package is submitted cannot be completed later using eSR. All subsequent pleadings and amendments will be considered as amended documents. Any amended documents must be filed in paper via mail or dropped off at the Madison or Eau Claire Courthouse.