Case Summary:
Failure to discharge debtor's student loan debt of $15,359 would constitute an "undue hardship" pursuant to 11 U.S.C. § 523(a)(8); student loan debt is therefore dischargeable. Debtor is 57 years old, unmarried and without children. She owns no real property nor a car and she earns approximately $500 per month at part-time minimum wage jobs. Her monthly expenditures total over $800. Expense budget does not include any amounts for medical or dental expenses, insurance or recreation and entertainment. Requiring debtor to pay her student loan would therefore constitute an "undue hardship" for her.
Statue/Rule References:
11 U.S.C. § 523(a)(8) -- Nondischargeability - Student Loans
Key Terms:
Student Loans