Case Summary:
Debtors' motion to avoid lien on automobile, snowmobile and business inventory pursuant to 11 U.S.C. § 522(f) is denied.  General rule in this jurisdiction is that liens on automobiles cannot be avoided.  Citing In re Nowak, 48 B.R. 290 (W.D. Wis. 1984).  Snowmobile does not constitute "tool of trade" for debtors' snowmobile repair business.  Evidence showed snowmobile racing was not bona fide business of debtors.  Citing In re Weinbrenner, 53 B.R. 571 (Bankr. W.D. Wis. 1985).  Business inventory held for sale does not constitute "tool of trade" of debtors.  Such inventory is not "tool" or "implement" within meaning commonly ascribed to those words.  Debtors may avoid liens on actual tools and implements used in their repair business. Debtor's wife is found to be engaged in debtors' business and can therefore exercise lien avoidance pursuant to 11 U.S.C. § 522(f).  Citing In re Flake, 33 B.R. 275 (Bankr. W.D. Wis. 1983)

Statue/Rule References:
11 U.S.C. § 522(f) -- Lien Avoidance

Key Terms:
Lien Avoidance